@Jcdoc107, I have no experience growing plumerias in cactus soil or indoors.
I wonder if the Cactus soil, just does not hold moisture enough. That is probably a good thing, so it doesn't stay wet, since normally around this time of year I don't water my outside plumerias.
If this is mine, I would trim the big leaves and just leave a few smaller Leaves. I also will continue not to overwater in this cold weather because that is inviting root rot. Even If it continues to push more leaves.