Welcome to gardening! (And the NGA forum)
I suggest you don't try the fleece (frost blankets) or the poly tunnels yet...
Instead, look for perennial plants that will withstand your winters on their own, or maybe with mulching. Then, continue to supercharge your perennial pollinator garden with some annuals you'll replant every spring.
Tell us more about your garden. In the U.S we would ask your city to then figure your hardiness zone...
Can you post a picture of your current garden?
Where in the UK are you?
How cold are the winters / How hot are the summers?
How much sun and shade?
How about water/supplemental irrigation for the summer?
I'm not putting off your question- just suggesting that perhaps re-buying those non-hardy plants each spring may be ultimately more succesful (and less costly) for you than trying more advanced techniques as you are just starting to expand you gardening skills.
Others my have lots of ideas as you give more info to us.