NO ..June.. your perception is exactly right... on most scores... it's no more dirty than the ground.. just there's no dirt usually for it to blend with... but everything else is correct... ..
I figure I'm in zone ...4 - 14...
scalding hot in the summer... definately... I measured roof temps this past summer at 165* F... pretty hot for most things... hince the carpet and the lawn to help smooth this over.. and once I get a full canopy of plants.. that helps alot also... the breeze blowing off the 165 * rubber membrane is as hot as the sorocco winds blowing off the desert.. blasting...
equally horrid in winter.. everything freezes solid... but the worst part here for the plants.. is the late winter sun warms things up quickly on the roof// reflective heat off the roof.. sun baking the sides of the thin planters.. [ go foam ] to get the juices flowing.. only to have them freeze up solid agaain in the night.. rupturing any plant cell that has taken up the water.. internal hemorage
windy,, surely it is windy here.. nothing taller about to block it some.. like many rooftops.. and the lower winds have to speed up to make it over the buildings..
gad the foam has been a helpful thought for you to have... it's so helpful to me to keep things in the temperature it was before the weather effects I have...