Yes! Besides being really cold, it's tricky, slippery stuff, too. It's only redeeming feature is that it makes the landscape look pretty in winter when everything green is dead. Now I shovel dirt and mulch instead of snow in the winter. And the garden blooms year 'round.
We lived in Salt Lake for 21 years while our kids grew up so of course we skiied a lot. I was pretty lucky I never sustained too many injuries, other than a torn rotator cuff. It was fun until suddenly it was not - painful to be out in the cold once my arthritis kicked in. That was around 2002 and we moved here to FL that year.