It sounds like good material to top dress the root area.
You won't want to add too much actual dirt over tree roots, it is not good to bury them much deeper than what they have grown as. And whatever you do, the tree roots are quick to adapt and compete with any new plants.
Spring bulbs, hostas, and short season spring flowers like columbine or pansies would probably do ok around trees.
I have actually a variety of plants under a couple of maple trees, so plants can grow there, but won't be the sort of bright, colorful all summer, flower bed that you can have in sunnier, more open areas.