Heck, I waited until I was in my teens to get ringworm. I have no idea where I got it, as it was on the back of my shoulder. I covered it with a bandage when I went swimming at my aunts pool. I forgot all about the bandage being on and when I took it off two days later the ringworm was gone. Chlorine. I got it again as an adult, I think from my neighbors cat. I put straight bleach on it a couple times and it disappeared. I'm not recommending this. I am just sharing my experience.
Deebie, my big fear has always been spiders. I was bitten by a brown recluse is in 1970. I didn't even know I had a spider bite until it started itching. I hate the fact that they can be on you and you don't know it. As I've gotten older, my fear has somewhat subsided. I just keep reminding myself that I'm bigger than they are.
My only concern about the worms has to do with keeping the bed balanced. I don't want bugs in my house. I have two cats and one of them seems to have an oral fixation. Anything moving on the floor she will try to eat.
Brothers. I do not understand the amount of pleasure they get from tormenting sisters. Luckily, mine grew out of it.